Wells Fargo Credit Card Agreements
(34) Certification of interpreters. If you would like to discuss your credit card account with us in Spanish, Chinese, Korean, Vietnamese or Tagalog, please read the following information. For more information on factors to consider when applying for or using a credit card, please visit the Consumer Financial Protection Bureau`s website at www.consumerfinance.gov/learnmore. (33) Communication of the Military Credit Act: Federal law provides significant protection to members of the armed forces and their relatives as part of the extension of consumer credit. As a general rule, the cost of consumer credit to a member of the armed forces and their relatives should not exceed 36 per cent per year. This rate must include, to the extent that the credit transaction or account is applicable, credit insurance premium fees, by-product charges sold as part of the credit transaction, all application fees (except for certain application fees for certain transactions or credit accounts) and all participation fees (excluding certain participation fees for a credit card account). You can contact us at 1-844-309-0044 for information on the annual military percentage and a description of your payment obligation. The arbitration agreement does not apply to you if you are covered by the Military Lending Act, nor to provisions that waive a right of appeal under state or federal law, as long as it is required by the Military Lending Act. Use your card to obtain cash.
For example, you can mention the use of your card for cash advances via an ATM, a bank or Wells Fargo Online, overdraft advances, cash transfers or similar purchases such as instructions, transfers, traveller`s cheques, lottery tickets, lottery tickets, casino chips, off-piste bets, other bets, vouchers that may be exchanged for cash or other similar items. To our California customers who spoke to us in Spanish, Chinese, Korean, Vietnamese or Tagalog about credit card terms: Wells Fargo and Dillard`s have announced an agreement for Wells Fargo to finance, exhibit and maintain the credit cards of the Dillard brand label and co-branding. The drop-down list includes credit card issuers who have submitted credit card agreements under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) of 2009. If you can`t find a card issuer, “Wells Fargo may be looking forward to partnering with Dillard`s, a reputable retailer with one of the largest credit card programs for private labels and co-branding in the industry and a long-time customer of our bank,” said Tom Wolfe, Director of Wells Fargo`s Consumer Credit Solutions. We are honored to expand our relationship with a company that shares our commitment to providing significant benefits and experiences to customers so that they feel valued for their relationships with us. We look forward to bringing Wells Fargo`s proven marketing and outsourcing skills, as well as new reward strategies to Dillards, to deliver great value to our customers. Find instructions, your credit rating and credit card protection rights.